Product details:

The 2020 686 Smarty 3-in1 Phase Jacket is three jackets in one. According to 686, its rated to keep you comfortable at temps as low as -20F, which implies some pretty powerful warmth. But unlike jackets with heavy insulation built in, the Smarty features a removable fleece liner to help you adapt to changing conditions. When the temps drop to frigid levels, wear the shell with the liner. For warmer blue bird days, remove the liner and rock the shell. When youre headed to the Apres, ditch the shell and wear the stylish liner on its own. With the Phase 3-in-1 Jacket, youll have a jacket for all conditions.